In Focus: Retirement income advice  

FCA 'considering' including decumulation within advice guidance plans

He said: “It’s fair to say when pension freedoms came along there was a lot of talk about risk, sequence and return risk but the market never really demanded we focus on that until 2022 when everything came at once.

"We had market volatility, which in my view will persist, then inflation which we generally haven’t had to think about before and then of course we have regulation on top.

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“So now is totally the right time to be talking about this and advisers’ approach.”

alina.khan@ft.com