Jailing Rikki Nicholls and Mark Kelly for six years each last year, Judge Adam Hiddleston said: "Your aim was to make as much money as possible.
"Each of you did make a considerable amount of money and in a short period of time.
"You lived well off it and spent it. Holidays were taken. Homes were bought and well-furnished."
Sharon Nicholls, of Worcestershire, denied and was cleared of transferring criminal property.
Rikki Nicholls, of Worcestershire, and Mark Kelly, of Cheshire, denied but were convicted of conspiracy to defraud and transferring criminal property.
Angela Kelly, of Cheshire, denied but was convicted of transferring criminal property, namely commission payments from pension holders, between July 2008 and December 2012. She was given an 18-month suspended sentence in October last year.
